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Life Costs More Than You Make, For Everything Else There's Debt.

Ernest M.
  • Male
  • Saint Paul, MN
  • United States
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A blog post by Ernest M. was featured
Interview took place in the home of the interviewee, utilized a translator during some points of the interview as there is a slight language barrier. For the sake of this editorial we’ll call my new friend Max. You see, Max moved to the United State…
December 12, 2009
Ernest M. added a blog post
Interview took place in the home of the interviewee, utilized a translator during some points of the interview as there is a slight language barrier. For the sake of this editorial we’ll call my new friend Max. You see, Max moved to the United State…
December 12, 2009
December 9, 2009
Ernest M. updated their profile
December 9, 2009
Ernest M. updated their profile photo
December 9, 2009
Ernest M. is now a member of Creditland
December 9, 2009

Profile Information

How much total debt do you have?
$30,000
How much Credit Card debt do you have?
$9,000
Tell us about a frustrating experience with a bank or corporation or creditcard company.
Citi decided to hike up it's interest rates without notifying me. With a balance of $5,000 on one Citi Card Mastercard and the income of a recent college grad, they were dreaming if they really thought I'd be able to make the payments on time, if that.
How much monthly payments do you make on your debt, not including mortgage or car payment?
$500
Do you own a car? If so what kind. If not what is your primary form of transportation?
Yeap, 2003 Subaru Impreza WRX

Ernest M.'s Blog

Ernest M.

Creditland Exclusive: Bulletproofing: Using Multiple Family Identities in a Foreclosure Climate

Interview took place in the home of the interviewee, utilized a translator during some points of the interview as there is a slight language barrier. For the sake of this editorial we’ll call my new friend Max. You see, Max moved to the United States some 40 years ago as a refugee from Laos. For Max, America isn’t a place he dreamed of coming to, it was the place to which he fled, in order to preserve the well being of his family.


Ernest M.: Thanks again for allowing me to ask some questions r… Continue

Posted on December 12, 2009 at 10:15am —

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At 9:46pm on December 9, 2009, Creditland Magazine said…
Awesome ride
 
 
 

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